[COFS] QoQ Quarter Result on 31-Dec-2007 [#Q4]

Stock
[COFS] ChoiceOne Financial Services, Inc.
Announcement Date
28-Mar-2008
Financial Year
2007
Quarter
31-Dec-2007 [#Q4]
Profit Trend
QoQ- 48.96%
YoY- 79.93%
Quarter Report
COFS's Result
COFS's Financial Summary
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Quarter Result
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
Revenue 5,090 4,977 5,031 5,827 5,312 5,284 5,201 -1.42%
PBT 694 854 909 1,273 788 1,152 1,306 -34.31%
Tax 82 131 150 269 114 251 305 -58.24%
NP 612 723 759 1,004 674 901 1,001 -27.90%
Tax Rate -11.82% -15.34% -16.50% -21.13% -14.47% -21.79% -23.35% -
Total Cost 4,478 4,254 4,272 4,823 4,638 4,383 4,200 4.35%
Ratio Analysis
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
NP Margin 12.02 14.53 15.09 17.23 12.69 17.05 19.25 -26.88%
Per Share
30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 CAGR
EPS 0.17 0.21 0.21 0.29 0.18 0.25 0.28 -28.23%
EPS Diluted 0.17 0.21 0.21 0.28 0.18 0.25 0.28 -28.23%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.