[COFS] QoQ Quarter Result on 30-Sep-2007 [#Q3]

Stock
[COFS] ChoiceOne Financial Services, Inc.
Announcement Date
14-Nov-2007
Financial Year
2007
Quarter
30-Sep-2007 [#Q3]
Profit Trend
QoQ- -25.19%
YoY- 49.78%
Quarter Report
COFS's Result
COFS's Financial Summary
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Quarter Result
30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 CAGR
Revenue 4,977 5,031 5,827 5,312 5,284 5,201 3,903 17.60%
PBT 854 909 1,273 788 1,152 1,306 695 14.73%
Tax 131 150 269 114 251 305 137 -2.94%
NP 723 759 1,004 674 901 1,001 558 18.86%
Tax Rate -15.34% -16.50% -21.13% -14.47% -21.79% -23.35% -19.71% -
Total Cost 4,254 4,272 4,823 4,638 4,383 4,200 3,345 17.39%
Ratio Analysis
30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 CAGR
NP Margin 14.53 15.09 17.23 12.69 17.05 19.25 14.30 1.07%
Per Share
30/06/08 31/03/08 31/12/07 30/09/07 30/06/07 31/03/07 31/12/06 CAGR
EPS 0.21 0.21 0.29 0.18 0.25 0.28 0.15 25.17%
EPS Diluted 0.21 0.21 0.28 0.18 0.25 0.28 0.15 25.17%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.