[COFS] QoQ Quarter Result on 30-Jun-2008 [#Q2]

Stock
[COFS] ChoiceOne Financial Services, Inc.
Announcement Date
13-Aug-2008
Financial Year
2008
Quarter
30-Jun-2008 [#Q2]
Profit Trend
QoQ- -4.74%
YoY- -19.76%
Quarter Report
COFS's Result
COFS's Financial Summary
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Quarter Result
31/03/09 31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 CAGR
Revenue 5,274 4,316 5,090 4,977 5,031 5,827 5,312 -0.47%
PBT 877 -1,229 694 854 909 1,273 788 7.38%
Tax 136 -570 82 131 150 269 114 12.47%
NP 741 -659 612 723 759 1,004 674 6.51%
Tax Rate -15.51% - -11.82% -15.34% -16.50% -21.13% -14.47% -
Total Cost 4,533 4,975 4,478 4,254 4,272 4,823 4,638 -1.51%
Ratio Analysis
31/03/09 31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 CAGR
NP Margin 14.05 -15.27 12.02 14.53 15.09 17.23 12.69 7.01%
Per Share
31/03/09 31/12/08 30/09/08 30/06/08 31/03/08 31/12/07 30/09/07 CAGR
EPS 0.21 -0.18 0.17 0.21 0.21 0.29 0.18 10.81%
EPS Diluted 0.21 -0.18 0.17 0.21 0.21 0.28 0.18 10.81%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.