[UMBF] YoY Quarter Result on 30-Sep-2012 [#Q3]

Stock
[UMBF] UMB Financial Corporation
Announcement Date
01-Nov-2012
Financial Year
2012
Quarter
30-Sep-2012 [#Q3]
Profit Trend
QoQ- -10.42%
YoY- 0.42%
Quarter Report
UMBF's Result
UMBF's Financial Summary
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Quarter Result
30/09/15 30/09/14 30/09/13 30/09/12 30/09/11 30/09/10 30/09/09 CAGR
Revenue 200,932 195,819 188,138 186,686 180,031 168,467 156,414 4.26%
PBT 31,214 48,040 47,607 36,281 36,103 30,132 32,857 -0.85%
Tax 8,763 12,410 13,175 10,156 10,088 7,359 8,859 -0.18%
NP 22,451 35,630 34,432 26,125 26,015 22,773 23,998 -1.10%
Tax Rate -28.07% -25.83% -27.67% -27.99% -27.94% -24.42% -26.96% -
Total Cost 178,481 160,189 153,706 160,561 154,016 145,694 132,416 5.09%
Ratio Analysis
30/09/15 30/09/14 30/09/13 30/09/12 30/09/11 30/09/10 30/09/09 CAGR
NP Margin 11.17 18.20 18.30 13.99 14.45 13.52 15.34 -5.14%
Per Share
30/09/15 30/09/14 30/09/13 30/09/12 30/09/11 30/09/10 30/09/09 CAGR
EPS 0.46 0.79 0.85 0.65 0.65 0.57 0.60 -4.32%
EPS Diluted 0.46 0.78 0.83 0.64 0.64 0.57 0.59 -4.06%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.