[COFS] YoY Quarter Result on 31-Dec-2008 [#Q4]

Stock
[COFS] ChoiceOne Financial Services, Inc.
Announcement Date
31-Mar-2009
Financial Year
2008
Quarter
31-Dec-2008 [#Q4]
Profit Trend
QoQ- -207.68%
YoY- -165.64%
Quarter Report
COFS's Result
COFS's Financial Summary
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Quarter Result
31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 CAGR
Revenue 6,191 5,796 5,267 4,316 5,827 3,903 2,683 14.94%
PBT 1,355 801 -186 -1,229 1,273 695 732 10.80%
Tax 336 142 -209 -570 269 137 197 9.30%
NP 1,019 659 23 -659 1,004 558 535 11.33%
Tax Rate -24.80% -17.73% - - -21.13% -19.71% -26.91% -
Total Cost 5,172 5,137 5,244 4,975 4,823 3,345 2,148 15.76%
Ratio Analysis
31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 CAGR
NP Margin 16.46 11.37 0.44 -15.27 17.23 14.30 19.94 -3.14%
Per Share
31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 31/12/05 CAGR
EPS 0.28 0.18 0.01 -0.18 0.29 0.15 0.29 -0.58%
EPS Diluted 0.28 0.18 0.01 -0.18 0.28 0.15 0.29 -0.58%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.