[CFR] YoY Quarter Result on 30-Sep-2012 [#Q3]

Stock
[CFR] Cullen/Frost Bankers, Inc.
Announcement Date
24-Oct-2012
Financial Year
2012
Quarter
30-Sep-2012 [#Q3]
Profit Trend
QoQ- 1.05%
YoY- 7.64%
Quarter Report
CFR's Result
CFR's Financial Summary
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Quarter Result
30/09/15 30/09/14 30/09/13 30/09/12 30/09/11 30/09/10 30/09/09 CAGR
Revenue 270,359 258,840 229,344 222,690 224,578 212,846 203,480 4.84%
PBT 87,980 94,622 72,413 75,740 78,161 70,194 54,306 8.36%
Tax 12,130 17,007 11,969 17,071 23,654 15,199 9,607 3.96%
NP 75,850 77,615 60,444 58,669 54,507 54,995 44,699 9.20%
Tax Rate -13.79% -17.97% -16.53% -22.54% -30.26% -21.65% -17.69% -
Total Cost 194,509 181,225 168,900 164,021 170,071 157,851 158,781 3.43%
Ratio Analysis
30/09/15 30/09/14 30/09/13 30/09/12 30/09/11 30/09/10 30/09/09 CAGR
NP Margin 28.06 29.99 26.36 26.35 24.27 25.84 21.97 4.16%
Per Share
30/09/15 30/09/14 30/09/13 30/09/12 30/09/11 30/09/10 30/09/09 CAGR
EPS 1.18 1.19 0.96 0.95 0.89 0.90 0.75 7.84%
EPS Diluted 1.17 1.18 0.96 0.95 0.89 0.90 0.75 7.68%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.