[CFR] YoY Annual Result on 31-Dec-2009 [#FY]

Stock
[CFR] Cullen/Frost Bankers, Inc.
Announcement Date
02-Feb-2010
Financial Year
2009
Quarter
31-Dec-2009 [#FY]
Profit Trend
YoY- -13.62%
Quarter Report
CFR's Result
CFR's Financial Summary
View:
Show?
Annual Result
31/12/12 31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 CAGR
Revenue 893,648 871,778 845,492 1,408,101 821,347 786,968 709,910 3.90%
PBT 308,475 286,235 266,340 232,755 296,879 309,862 285,407 1.30%
Tax 70,523 68,700 57,576 53,721 89,624 97,791 91,816 -4.29%
NP 237,952 217,535 208,764 179,034 207,255 212,071 193,591 3.49%
Tax Rate -22.86% -24.00% -21.62% -23.08% -30.19% -31.56% -32.17% -
Total Cost 655,696 654,243 636,728 1,229,067 614,092 574,897 516,319 4.05%
Ratio Analysis
31/12/12 31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 CAGR
NP Margin 26.63 24.95 24.69 12.71 25.23 26.95 27.27 -0.39%
Per Share
31/12/12 31/12/11 31/12/10 31/12/09 31/12/08 31/12/07 31/12/06 CAGR
EPS 3.87 3.55 3.44 3.00 3.51 3.60 3.49 1.73%
EPS Diluted 3.86 3.54 3.44 3.00 3.50 3.55 3.42 2.03%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.