[FISI] QoQ Quarter Result on 31-Dec-2004 [#Q4]

Stock
[FISI] Financial Institutions, Inc.
Announcement Date
16-Mar-2005
Financial Year
2004
Quarter
31-Dec-2004 [#Q4]
Profit Trend
QoQ- -116.24%
YoY-
Quarter Report
FISI's Result
FISI's Financial Summary
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Quarter Result
31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 30/09/04 CAGR
Revenue 20,435 20,945 31,006 21,649 24,077 24,919 25,587 -13.93%
PBT 4,910 3,353 13,164 -16,832 3,034 -2,953 7,081 -21.67%
Tax 1,171 512 4,204 -7,264 745 -2,122 1,964 -29.18%
NP 3,739 2,871 8,971 -11,965 2,289 -831 5,117 -18.88%
Tax Rate -23.85% -15.27% -31.94% - -24.56% - -27.74% -
Total Cost 16,696 18,074 22,035 33,614 21,788 25,750 20,470 -12.71%
Ratio Analysis
31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 30/09/04 CAGR
NP Margin 18.30 13.71 28.93 -55.27 9.51 -3.33 20.00 -5.75%
Per Share
31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 30/09/04 CAGR
EPS 0.30 0.23 0.76 -1.06 0.17 -0.07 0.42 -20.11%
EPS Diluted 0.30 0.23 0.76 -1.06 0.17 -0.07 0.42 -20.11%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.