[COFS] QoQ Quarter Result on 30-Sep-2006 [#Q3]

Stock
[COFS] ChoiceOne Financial Services, Inc.
Announcement Date
14-Nov-2006
Financial Year
2006
Quarter
30-Sep-2006 [#Q3]
Profit Trend
QoQ- -17.43%
YoY- -21.05%
Quarter Report
COFS's Result
COFS's Financial Summary
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Quarter Result
30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 31/12/05 CAGR
Revenue 5,284 5,201 3,903 2,464 2,612 2,646 2,683 57.31%
PBT 1,152 1,306 695 588 729 715 732 35.41%
Tax 251 305 137 138 184 180 197 17.57%
NP 901 1,001 558 450 545 535 535 41.68%
Tax Rate -21.79% -23.35% -19.71% -23.47% -25.24% -25.17% -26.91% -
Total Cost 4,383 4,200 3,345 2,014 2,067 2,111 2,148 61.08%
Ratio Analysis
30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 31/12/05 CAGR
NP Margin 17.05 19.25 14.30 18.26 20.87 20.22 19.94 -9.93%
Per Share
30/06/07 31/03/07 31/12/06 30/09/06 30/06/06 31/03/06 31/12/05 CAGR
EPS 0.25 0.28 0.15 0.24 0.30 0.29 0.29 -9.44%
EPS Diluted 0.25 0.28 0.15 0.24 0.30 0.29 0.29 -9.44%

PBT = Profit before Tax, NP = Net Profit, NP Margin = Net Profit Margin, EPS = Earning Per Share, EPS Diluted = Earning Per Share Diluted.

NP Margin, QoQ ⃤ & YoY ⃤ figures in Percentage; EPS & EPS Diluted figures in Cent.

All figures in '000 unless specified.